Frequently Asked Questions

No, that is ilegal, actually you should get a discount on your Premium when you get a new roof.

No, you should call a Licensed Roofer, we don't charge for extra things or get a % from your check, we just charge for the cost of the roof.

No, you need to inspect your roof before the Hurricane Season, there is a high chance to find Wind or Hail Damage.

Usually there is 2 Deductibles in the Policy, Hurricane Deductible, that is 2% of the value of your property, Example: If your house value is $ 400,000, your deductible is $ 8,000. The other one is under All Other Perils (AOP), ranges from $ 500 to $ 2,500. Do you want to wait for the next Hurricane?

You should pick a Roofer before you file the claim, that is our recommendation.

But if you didn't, you have to find a roofer but you should pay them what you got from the Insurance Company, you should share all the paperwork with your roofer.

No, you could go to jail, that is Insurance Fraud! You should pay what you get.

RCV: Replacement Cost Value, that means that they will pay for the total Cost and will pay the Depreciation after completion, minus the Deductible.

ACV: Actual Cash Value, this means that the Depreciation that they applied depending on the age of your roof is NON Recoverable, so you need to cover that difference.

Exactly, that means that you need to pay that to your Roofer, is like the Co-pay when you go to the doctor.

If the RCV is $ 20,000 and your Deductible is $ 1000, the Insurance Company will pay $ 19,000, but your Roofer needs to get $ 20,000, so who needs to pay the difference? YOU, that is the Deductible.

NO! that is Ilegal.